According to the Association for Safe International Road Travel, more than 38,000 people die in crashes on U.S. roadways every year. The U.S. traffic fatality rate is 12.4 deaths per 100,000 inhabitants.
If you have been injured in a car accident, it is critical to know what to do when someone hits your car, what your legal obligations are before an accident happens, and how to protect your rights so you can be compensated fairly.
Firstly, it is essential to ensure your safety. Make sure that you and your passengers are safe and do not need immediate medical care. If possible, move your car out of the way of traffic, and communicate with the other driver to make sure they do not leave the scene. It is also critical to get medical attention, both at the accident scene from the emergency medical technicians and then later at a doctor to find out if you have any latent injuries.
You must contact the police to report the collision. Once the police arrive at the accident scene, they will create a report based on the physical evidence and the statements you and the other driver provide.
Under no circumstances admit fault or leave the impression that you accept any blame. For example, saying you’re sorry may be constructed as evidence of liability and used against you by the insurance company to deny your claim.
Continue by collecting insurance information from the other driver, including their name, insurance carrier, tag number, ID, or policy number. This information will be valuable in the claim process.
Gather as much information as possible. Try to take pictures or video of the accident scene once it’s safe to do so. Take notes on the traffic conditions, road conditions, weather, skid marks, or other important information. Get the names and contact information of witnesses, as their testimonies may be valuable.
Contact your insurance company no matter whether it’s your fault or not. If a car accident occurs, you need to let your insurance know about the incident. Your statement will help them fight against the other driver’s claim if they decide to file one against you.
Keep all the documentation, physician orders, medical bills, and prescription labels from physical therapy or other treatments you have been prescribed. They are crucial in your case as they will help you receive the compensation needed to cover all the payments. You may be entitled to receive compensation for medical expenses, lost wages, future earnings, or property damage.
More importantly, make sure you take good care of yourself during the recovery process, as car accidents can be traumatic for your emotional, physical, and financial health. Follow your doctor’s advice, and get the treatment you need.
Lastly, and most importantly, hire a car accident attorney, as they significantly increase your chances of getting maximum compensation.
The steps you take after a car accident that hasn’t been your fault may have a huge impact on your life and finances. Remember that you have legal rights, and car accident attorneys in New York will make sure your rights are protected. Your attorney will help you understand legal documents, pursue damages, and work on building a strong case to maximize your recovery.
